AutoCapital Canada is a national auto finance company that offers competitive non-prime interest rates and dealer reserves. We have multiple program features that benefit current or previously insolvent customers, self-employed customers, and customers who have had difficulty getting financing on their own.

‍Path to Independence
‍We all need a little support from time to time to get back on our feet. AutoCapital Canada has designed a program for clients who are currently unable to qualify for an auto loan on their own. This program allows clients to leverage the assistance of a family member co-signor without the need for a long term commitment. After 18 months of repayment* AutoCapital Canada is willing to fully release the co-signer from their obligation which allows the client to regain their financial independence. _{(*Terms and Conditions Apply)}

Path for Entrepreneurs
This program is designed with flexibility in mind to support the needs of self-employed clients. Our income verification process considers that some self-employed borrowers may not fit into the conventional income verification process. We allow the option of submitting income documents that fall into one of the three categories: Full Doc, Alternative Doc, and Lite Doc.

Path for Returning Customers
We value the relationship that we build with our clients over the life of their loan and believe in rewarding our clients for their loyalty. This program benefits well paying customers of 12 months or longer by offering rates that are lower than standard AutoCapital Canada rates. Additionally, the income verification and funding process is quicker and easier.